Friday, August 21, 2009

Try this plan to insure the uninsured!

Would you as a Conservative or a Republican pay an additional $240 a year to make sure ALL of your less fortunate Fellow Americans had health insurance? I'm betting many of you would. Particularly if it was the only increase of taxes or other expenditures in your life needed to accomplish that? If so, read on. If not ... read on anyway.

Would we agree that that all Republicans and Conservatives would prefer the less fortunate have good access to medical care and insurance? In spite of recent liberal or Democrat accusations that you are uninformed, ignorant, hyperbolic, shrill, angry, nazis, and your voice of protest is the the work of corporate sponsorship? Did any of you wake up this morning and say "gee, I hope all the poor are forbidden access to health insurance"? I doubt it. So, would you pay $240 year to make sure their needs were met? Still think I'm crazy? Keep reading.

Let's for the moment assume the liberals desire a for single payer plan is legitimately based on concern for the uninsured, and not what it appears to be .... which is a disguised plan for a socialist-like redistribution of wealth. Should not the plan then be specifically about taking care of the needs of those few specific people? Why the need to take down the whole ship to plug and fix a small leak. Why the need to tax YOUR employer, tax YOUR health insurance benefit, possibly drive YOUR health insurance company out of business, force YOU onto a different and substandard plan, and raise your taxable and invisible costs perhaps thousands of dollars in the long run? Not to mention the possibility some may lose their jobs as a result. All that to benefit the 15% of uninsured Americans? Why take down the 85% to accommodate the 15%.

If it's truly about meeting the needs of the 15%, and not about a larger, more ominous agenda, then why in God's name do we need the government to do it? Let's just buy them some insurance!. Better yet, why don't we buy them some private insurance! Now there's a stimulus package!

Do this math with me. 15% is 45 million fellow Americans. But let's not be fooled by this number. It is not the case that 45 million Americans cannot afford it, it's that many simply chose not to buy it. A much smaller number than 15% actually can't afford it. How many chose to buy a new car or house instead of insurance - but are still counted in the 15%? How many make a very good living, are 25 years old, think they have eternal life and chose not to buy 'unneeded' health insurance - but are still listed in the 15%? How many are not legal tax paying residents of this country - but are still listed in the 15%? The more realistic number who actually can't afford it, might be 20 million. 6.5%.

So now do the math:
Average cost of health plan $4000 per year, multiply by 20 million, divide by 300,000,000 Americans. Cost? $240 per citizen per year. Likely a small percentage of what you paid over all in taxes last year. Would you do it? Conservatives are a very giving people. Run the number and the idea by your liberal friends. If the true agenda of the liberals is looking out for the uninsured, and not a social re-engineering of America, then there should be no problem with this idea. Agree? Tell your Congressional representative while you're at it.